User Data Protection Policy

(1) We are committed to protecting user data privacy and will collect, use, and protect user information in strict accordance with relevant laws and regulations.

(2) We will only collect and use user information for the purpose of providing loan services and will not disclose such information to any third party without the user's prior consent, unless required by law.

(3) We use advanced security technology to protect user information from unauthorized access, disclosure, or alteration.

Use of Cookies

(1) Cookies are a means of information storage that help our website recognize users and provide a better service experience.

(2) Users can choose to accept or reject cookies in their browser settings, but some features may not function properly if cookies are rejected.

Payment and Refund Policy

(1) Users should follow the instructions on our website to make loan payments. After successful payment, users will be automatically directed to a loan confirmation page.

(2) Once users confirm their loan, they cannot apply for a refund and must bear the corresponding loan interest and fees themselves.

(3) We reserve the right to modify our payment and refund policy, and any changes will be posted on our website. Users are advised to keep themselves updated.

Disclaimer

(1) We are not liable for any service interruptions, malfunctions, data loss, or other damages caused by force majeure, hacker attacks, computer viruses, government actions, or any other reasons beyond our control.

(2) We are not responsible for any direct, indirect, incidental, or consequential losses or damages incurred by users while using our website.

(3) We are not liable for any direct, indirect, incidental, or consequential losses or damages incurred by users as a result of using our website.